REFINANCING your Wisconsin Home



Refinancing your existing home loan is most often used to lower your current interest rate. If mortgage rates have dropped since you last financed your home, you may want to consider refinancing.

 

Other common reasons to refinance include paying off a balloon payment, converting an adjustable rate loan to a fixed rate loan, or to take cash out for any reason. A few reasons for cashing out include: home improvement - like getting money for a new roof, paying student loans, and consolidating debt - like eliminating a bunch of credit cards.

Another way to convert the equity in your home to cash is a "home equity" loan. A "home equity" loan is an alternative to refinancing if your home loan has a very low rate compared to current interest rates, and you just need a smaller amount of money.

 

Just imagine what you could do with an extra $100, $300 or more each and every month because of a refinance!
 

You might decide to apply the savings toward your balance and build equity faster. Or maybe you just might want to put the money in your savings account or portfolio and watch it GROW! The best thing is. you're in control . You decide what is best for your family!

In order to refinance your existing home, or to simply help you decide if refinancing makes sense, just call or click. A full application tells us everything we need to know to make a loan decision,, while our Quick Quote option gives us just enough information to run basic the numbers.

 

WI REFINANCE APPLICATION   (651) 552-3681

 

A standard refinance will require a loan application, appraisal, and a verification of your income and assets, as well as most of the same paperwork required when you originally financed your home. Adequate property insurance and new title insurance is necessary.

 

STREAMLINE REFINANCE

 

A streamline refinance is available for many home owners. As the name implies, the process is streamlined, and generally does NOT require an appraisal.

 

HARP REFINANCE

 

A HARP refinance is for existing Fannie Mae or Freddie Mac loans, that were closed prior to June 1, 2009.  Usually no appraisal is required, and you could have lost some value, or be underwater on your loan.

 

Benefits:
  • Reduce Your Interest Rate
  • Cash Out Equity for Home Improvements
  • Consolidate Debt
  • Lower Monthly Payments

To Refinance You'll Need:


 

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Need More Information

Call Us: (651) 552-3681
Email Us: jmetzler@muihomeloans.com
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