Popular Mortgage Loan ProgramsAs a Direct Mortgage Lender, our combination of loan programs, rates, and services are unsurpassed in the marketplace. We deliver value-added loan solutions to fit every clients needs. Our goal is simple—to offer the unlimited loan options of a major lender with the personal service and feel of a family-owned business. We take great pride in our corporate values—strong ethics, family values, teamwork, and we BEAT THE BANKS everyday!
Standard Conventional Programs
Both Purchase and Refinance
Government Loan Programs
FHA Loans - Just 3.50% down
VA Loans - Zero down for military (active or retired)
USDA Rural development Loans Rural properties, and NO down payment
Down payment Assistance Loans - First time home buyer / Down payment assistance
SPECIAL Loan Programs
NO Appraisal VA IRRRL Streamline Refinance Loans
NO Appraisal FHA Streamline Refinance
FHA 203k loans - Rehab loan. Buy it and fix it in one loan. Both 203k Streamline and Full
Local Service - Nationwide
We are part of Lenders One, a national alliance of Mortgage Bankers. As a lenders One partner, we are rated part of the 3rd largest lender in the country, with over 300,000 loans originated, and $30 Billion dollars in closed volume.
Mortgages Unlimited, Inc - St Paul Office
33 Wentworth Ave E, Suite 290
St Paul, MN 55118
Office (651) 552-3681
Fax (651) 994-6425
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VA, and USDA Approved Lender
We are an Approved Lending Institution for FHA, VA, and USDA Government Loans. While we are an approved lender, we are not part of HUD, FHA, the Veterans Administration or the United States Department of Agriculture. We are not acting on behalf of, or under the direction of HUD/FHA, VA, USDA, or the Federal Government in any way. FHA and VA do not lend directly to the public, only through approved lending institutions like Mortgages Unlimited.
Mortgages Unlimited, Inc. Nationwide Mortgage Licensing System and Registry (NMLS) # 225504 Saint Paul Branch - NMLS # 387944. Joe Metzler, Licensed Mortgage Loan Originator NMLS # 274132. Lending in MN, WI, and SD only. Equal Housing Lender (C) 1998 - 2017 - Joe Metzler for Mortgages Unlimited, Inc